Many people treat debt as if it's no big deal. "It's just debt, I'll pay it back when I have the money." Some even rationalize it: "As long as I intend to pay, that's what counts, right?" But in Islam, not paying your debts when you're capable is a major sin, it's basically theft. What's worse, the sin of debt cannot be forgiven simply through repentance and seeking forgiveness, as is the case with other sins.
Not Paying Debt
Allah will be with (helping) the one in debt (who intends to repay it) until he settles that debt, as long as the debt was not for something prohibited by Allah.
Book 15: Chapter 10: Number 2409
Ibnu Majah. (2008). Sunan Ibnu Majah. Translated by Mohammad Mahdi al-Sharif.Intending Not to Pay Debt is Theft Whoever takes on debt with no intention of repaying it will meet Allah (on the Day of Judgment) as a thief.
The Sin of Debt Remains Even If You Die as a Martyr Rasulullah (ﷺ) said: “All sins of one who dies as a martyr are forgiven except for debt.”
Postponing Debt Payment is an Act of Injustice Rasulullah (ﷺ) said: “Delaying debt payment when you're capable of paying is an injustice. Therefore, if someone capable offers to take over your debt, accept their offer.”
Next: →
More Topics